Privacy and Security
Payday Land is committed to administer a safe service, maintaining privacy towards personal information.
At Payday Land we recognize the importance of your privacy. With this
in mind we have developed the Privacy Policy as set out below. By using
the Payday Land website, you, the user, signify acceptance of our Privacy
Policy.
During an application a user is required to give their contact
information (name and email address etc). This information is used
to contact the user
about the services on our site for which they have expressed interest.
We request information from the user on our application form.
Here a user must provide contact and financial information. This
information
is used for the depositing purposes as per the customer’s request.
If we have trouble processing an order, this contact information
is used to get in touch with the user.
We use the
personal information to enable us to act as the user’s
broker in assessing the user’s suitability for a payday loan.
If the user appears to be suitable for a payday loan, the information
that we obtain may be disclosed to lenders in order for the lender
to assess the user’s loan application. The information may also be disclosed
to service providers who process the user’s application on our behalf.
However, we will only disclose the information to a processor where we
have an agreement in place imposing equivalent security obligations regarding
the user’s personal data on the processor.
Using your information for marketing purposes
Payday Land and its group of companies, affiliates, partners, and third party service providers may also use the applicants collected information to offer similar products or services that may be of interest to the applicants by email, postal mail, telephone and mobile phones.
Links
This web site may contain links to other sites. Please be aware
that Payday Land is not responsible for the privacy practices
of such other
sites. We encourage our users, when they leave our site, to read
the privacy statements of each and every website that collects
personally identifiable
information. This privacy statement applies solely to information
collected by this website.
Security
This web site takes every precaution to protect its users'
information. When users submit any sensitive information via the
Web site,
the information is protected both online and offline.
When our application form asks users to enter sensitive information
that information is sent via the best encryption software
in the industry - SSL. While we use SSL encryption to protect
sensitive information
online,
we also do everything in our power to protect user information
offline. All of our users' information, not just the sensitive
information mentioned
above, is restricted in our offices. Only employees who need
the information to perform a specific job (for example, a
customer
service
representative)
are granted access to personally identifiable information.
Furthermore, ALL employees are kept up-to-date on our security
and privacy
practices.
Website Activity
Payday Land uses a third party tracking utility to track end-user
activity through our site through the use of cookies. Activity
is tracked in an effort to make our site easy to navigate
through, and to find out
which areas of our site draw the most attention. The information
tracked are such things as Most Requested Page, Least Requested
Page, Top Entry
Page, Top Path Through Site, cities users are visiting from,
average length of time spent at the site, etc.
Notification of Changes
If we decide to change our privacy policy, we will post notice
of those changes on our homepage so our users are always
aware of updates and what information we collect, how we
use it, and under what
circumstances,
if any, we disclose it. If at any point we decide to use
personally
identifiable information in a manner different from that
stated at the time it was collected,
we will notify users by email. Users will have a choice
as to whether or not we use their information in this different
manner. We
will use
information
in accordance with the privacy policy under which the information
was collected.
Legal Obligations
Though we make every effort to preserve user privacy, we
may need to disclose personal information when required
by law wherein we
have a good-faith belief that such action is necessary
to comply with a current
judicial proceeding, a court order or legal process served
on our Web site. |
